Investing & Financial Services
Retirement planning and Income Planning Strategies
Income planning strategies entail an assessment of sources of current income( social security, pensions, investments, employment) and matching these against current expenses (household, debt retirement) and expected expenditures (durable goods expenditures, vacation, travel, distributions to heirs, special needs). A tailored plan is structured to match these cash inflows and cash outflows.
These income strategies will consider existing asset mix, current return on investments, tax impact (tax rate, revised cost basis, RMDs) and inflationary impact on the cash flows as projected. Implementation of these income strategies normally entails repositioning of assets to: upgrade return on investment; preserve and grow the existing capital base; increase income generation; and consider life expectancies impact on all of the above.
Listed below are some of the areas of Calvert, Cohen and Wilson's expertise.
Real Estate Investments
Real Estate Investments on oceanfront, beachfront and much more are available in Houston, Austin, Orange, San Antonio, South Padre, Galveston and other locations.
IRA
Start Your Self-directed IRA today and make sure your savings are working as hard as you are to earn your financial independence in retirement.
401K
401K investment options are an essential part of retirement planning. Choices are available to you and important when working with a retirement planning provider.
Annuities
Tax-deferred Annuity can make a big difference in how fast your money grows when investing for retirement.
Managed Account
Investments in managed accounts rely on the expertise of professional financial investment planners. The challenge is knowing how to choose the right one.
Money Management
Safe money management can be achieved through stock market related returns without risking the principal of the assets involved.
Tax planning
Tax planning, like other areas of financial planning, also incorporates planning strategies. In it most familiar form tax planning entails taking advantage of available deductions.